In 2015, DNB required the 5 systemically important institutions to hold additional capital.
Due to the fact that they have the highest levels of systemic importance, ING Bank, Rabobank and ABN AMRO were required – in line with previous communication – to hold an additional buffer of 3% of risk-weighted assets. In line with their lower systemic relevance, Volksbank and BNG Bank were subject to an additional buffer of 1%. The buffers are in 2019 fully phased-in.
The buffers remain in force in 2019.
CRD IV Article 131 and Article 133 as well as Article 105 of the “Besluit prudentiële regels Wft (Bpr)” ask DNB to evaluate the O-SII buffer at least once a year and the systemic risk buffer at least every two years. Compared with the previous year, the systemic relevance scores of all banks remained nearly unchanged.